Haryana's Dayal Jan Awas Yojna (DDJAY) offers affordable residential plots in tier-2, tier-3, and tier-4 cities for low and middle-income families. Launched a decade ago, the scheme incentivizes developers to build low-rise colonies with essential infrastructure.

Eligibility requires Haryana residency and falling into EWS, LIG, or MIG categories. Bank loans are available for these government-approved, RERA-registered plots, making homeownership more accessible.